If I'm not mistaken (and I very well could be again), I didn't need to make adjustments to my allocations last quarter, so I just let it stay as is. Now, it is May 10th and a new quarter, so I looked at my allocations again, and here's the status:
Fund # - Real / Current / Target
Fund 29 - 5% / 5% / 5%
Fund 84 - 10% / 10% / 10%
Fund 24 - 26% / 26% / 25%
Fund 113 - 9% / 9% / 10%
Fund 85 - 50% / 50% / 50%
So, my only move this quarter was to put 1% of the portfolio from the Explorer fund to the Total International Stock Index fund. Rather pointless move on the surface, but the obedience in monitoring the portfolio quarterly and maintaining my target Asset Allocation is the key.
I didn't get to mention it over the weekend, but the markets had a hefty nosedive this past week. The Dow was well above 11,000 for the majority of May, but then it headed south for the summer, and now the Dow is flirting with closing below the 10,000-level again. It hasn't yet, but I had said many times months ago that I expected the markets to retreat after hitting 10,000. As it turned out, they retreated after hitting 11,500 or so, or more likely, they retreated in May because that's what they frequently do. Sell in May, then go away. Buy back in October... there might be a rhyme around this philosophy, but I cannot think of it right now.
Regardless, this is my day in the quarter to look at my portfolio and things seem to be doing what I want, so I can look at them again on August 10th.
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